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What to do if you are in a car accident

 

What to do if you are in a car accident

Attorney Craig Swapp shares the steps that you need to take if you are involved in a car accident.

Step 1: Assess if anyone has injuries

Instantaneously after a car accident, you will most likely be in shock. This is a normal human reaction whenever there is a traumatic event.

If you were wondering what to do after a car accident, the very first thing is to make sure that you, everyone else in the car, and the driver and passengers of the other vehicle are all physically okay. Depending on the level of influence, you, the other driver, or the passengers could be injured and in need of instant medical attention.

Step Two: Instantly Contact The Decent Authorities

The next thing to do after you have been in a car accident is to dial nine hundred eleven and get in touch with the police. The nine hundred eleven dispatchers will send an ambulance if anyone needs medical attention. The dispatcher will also send the police to come and investigate the causes of the car accident and to file an accident report.

Ensuring that the decent authorities are on arm will help you in the long term, especially if there`s an individual injury lawsuit down the road. Once the police are on the scene, they will make an utter police report of all that they observe, any witness testimony, and any other circumstances surrounding the accident. This document can help you in a court case, especially when determining the comparative negligence of the other driver.

Step Trio: Document the Accident

Once you have been checked out by medical personnel and spoken with the police, if you are physically able, you or a passenger should document everything surrounding the car accident and the circumstances under which it occurred. There are three specific things you should do:

  • Take Pictures or Movie – Take photographs or movie of the car crash. This will help identify the angles the cars collided at, the speed at which they were traveling, road conditions, weather conditions, and the state of the vehicle itself. You will also want to take photographs of any other significant details, such as traffic lights, sidewalks, any road work, and any warning or hazard signs in the area.
  • Record Your Account – Take notes or record your own account on your phone. Stories switch in our own minds over time, and you will want to record all the details as they happened. The best time to record this is at the scene as soon as you are able.
  • Find Witnesses – If there are people who witnessed the car accident, you should get their names and contact information so we can reach them at a later date. Their testimony could be instrumental to proving your case.

Step Four: With Any Injury, Get Checked By a Medical Professional After the Accident

Serious injuries require an instantaneous journey to an emergency room at a local hospital; however many accident injuries manifest themselves a day or two after an accident. If that happens, it is always clever to see your primary care physician or an insta-care instantly. This permits you and your injuries to be evaluated/documented and to receive instant and future treatment.

Step Five: Report Your Accident to Your Insurance Company

You are obligated to inform your insurance company of the accident, who will document what happened and begin the claims process. If you have retained an attorney to help you with your case, it is always a good idea to have him/her assistance with this call. The other driver`s insurance company also may contact you for a statement. It is always very recommended that you have your attorney assist you with this call to ensure that your claim is not bruised by any inadvertent misstatements or missteps.

Step 6: Retain an Attorney If You and/or Your Passengers are Injured

Accidents are expensive. Understandably, you`re going to want to make sure you`re compensated fairly. From possible medical bills to lost income, you need a total and fair settlement from the insurance company. It`s strained to attempt to figure out how the money is all going to work; and how you are going to cover the inescapable expenses. Financially, you have to consider all of that while still supporting you and your family. People who have been in an accident need answers to their financial questions.

The earlier a good individual injury attorney is involved, the better likelihood of an utter and fair settlement as the attorney builds your case from day one. The worst decision an accident victim can make is to wait for an insurance ‘suggest’ and then ask an attorney to become involved after they have received a low-ball suggest from the insurance company.

 

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There are dozens of other petite reasons that can submerge your case. That`s why a good individual injury attorney, such as those at Craig Swapp & Associates, can monitor your case and medical recovery to ensure a stronger likelihood of a total and fair settlement.

The involvement of an individual injury attorney levels the playing field against the trickery and traps set by the insurance company. He/she understands how state law (and maybe even Federal law) applies to your case. Plus, an attorney and his/her staff can take care of the day-to-day headaches and complexities of dealing with the insurance companies and their adjustors. If an insurance company turns down to accept liability for its at-fault driver, a good individual injury law stiff should be willing to litigate your case through a mediation, arbitration, or (if necessary) a trial.

 

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